Step 1
Contact a Money Mais consultant or fill our application form
on line

Step 2
Submit the mortgage application form and requested documents required by the lenders

Step 3
Money Mais appraises your application

Step 4
Bank carries out their pre-approval

Step 5
To open a bank account you need a fiscal number, Money Mais will help you to do it and can become your fiscal representative in Portugal

Step 6
Now you can open an account with the lending bank

Step 7
The bank carries out their property valuation and makes a formal mortgage offer

Step 8
The bank sends you or your lawyer the draft of the deed

Step 9
Life insurance assessment, some of the bank lenders will not insist upon it, however we strongly recommend that your mortgage is protected by adequate life insurance

Step 10
We can help you with the provisional registration which is necessary to proceed to deed

Step 11
We can arrange building and contents insurance

Step 12
It’s your deed day the house is finally yours!